May 8, 2017

Crowdfunding a blow for ‘investor democracy’

There are many ways to describe crowdfunding, but the one I like best is “investor democracy”. In whatever form a crowdfunding project takes, it presents an opportunity for people who like an idea but have limited capital to participate. On

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Shelter from the slump

A growing body of evidence and opinion suggests that the residential property market has plateaued and may be due for a fall, leaving investors to consider the alternatives for gaining property exposure. According to the latest CoreLogic report on residential

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Lower growth outlook for banks

Half-year results reported by ANZ and National Australia Bank last week show that the big banks are struggling to achieve revenue growth in their key Australian retail and banking divisions. Commentaries provided with the results indicate that this situation will

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Quality stocks the key to sustainable dividends

Investors looking to grow income from dividends must adjust their focus and concentrate on the quality of the company and the sustainability of dividends not the payout ratio, according to investment manager Martin Currie Australia, a Legg Mason affiliate. Leading

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Regulator warns on early release scams

The Australian Securities and Investments Commission has issued a warning to super fund members to check the accreditation of people offering financial services before doing business with them. The warning follows the conviction of a Melbourne man, Grant Ross, who

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How age affects our investment decisions

Milestone birthdays do play an important role in influencing investment behaviour, most evident in a declining appetite for risk, a new study has confirmed Reseachers from the UWA Business School at the University of Western Australia and the Department of

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LRBA amendment may be a negative for SMSF borrowing

Repayments of SMSF borrowings will have an impact on the fund’s transfer balance cap, under draft amendments to the new super rules released by the Government last week. The amendments will also change the way limited recourse borrowing arrangements are

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Q&A, 8 May

Q: Do I have to withdraw a minimum amount from amounts transferred to an accumulation account, as I do with my pension account? A: No, only account based pensions and transition to retirement pensions require a minimum set percentage of

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Shelter from the slump

A growing body of evidence and opinion suggests that the residential property market has plateaued and may be

More »

Q&A, 8 May

Q: Do I have to withdraw a minimum amount from amounts transferred to an accumulation account, as I

More »