Question: Can I even out the $1.6 million cap between me and my spouse?

Answer: In situations where either a fund member or their spouse has more than $1.6 million in superannuation, it is not possible to transfer any excess from one account to the other. It may be possible to help build up the other member’s account by withdrawing an amount from one account and contributing it to the other. The spouse would build up their superannuation balance by making a concessional or non-concessional contribution to their fund, if they are able to contribute.